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Fee Schedule and Services
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FORM REPORTS
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FEES
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URAR,
SFR, Condominiums & PUDS
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$325
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FHA
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$425
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Greater
than $500,000
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Quote
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Relocation
(ERC Form)
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$425
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Single
Family Investment
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$425
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Duplex
Family
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$500
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Three-Plex
Family
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$550
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Four-Plex
Family
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$600
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Manufactured
Housing
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$425
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Client
Name Change
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$100
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PMI TerminatorSM
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$285
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Pre-Sale Appraisal
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$285
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Feasibility
AppraisalSM
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NC
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Outlying
Locations - additional
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Quote
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Drive-By
FNMA Form 2055
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$300
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Completion
Certificates with Photos
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$75
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Recertification
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Quote
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Client
Name Change/Recertification
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Quote
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Community
Property (225 per client)
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$450
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Double
Delivery: E-mailed and hard copies *
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$25
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*E-Mailed Reports
with Hard Copies: It is our standard practice to E-mail completed
appraisals to customers who have the capability. If you require an E-mail and
3 hard copies of a report there is an additional fee of $25.00.
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PMI TERMINATORSM
PMI, Private Mortgage Insurance, is
required on all new conventional home loans when buyers pay less than 20%
down payment. The new Homeowner's Insurance Protection Act, effective July
1999, requires lenders to cancel PMI insurance premiums when loan balances
reach 78% of the original appraised value of the home, with a few
exceptions. Considering normal loan amortization, this event would not
occur for ten years or more. However, this new law does prevent PMI
companies from charging the premiums throughout the life of the loan to
uninformed homeowners. Provisions in most conventional deeds of trust have
always provided for the immediate termination of PMI premiums whenever
specified loan-to-value ratios are reached, usually 80%, as determined by a
current certified appraisal. Call your lender and ask, "If I can
provide a certified appraisal that indicates a 20% equity position in my
home, will you terminate my PMI premiums immediately and credit me with my
PMI escrow balance?" Then call the PMI Terminator to reduce your next
months mortgage payment. Use our online order form and select
"PMI Termination" as the purpose of the appraisal!
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Say "Hasta La
Vista, Babe"
to your monthly PMI.
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FEASIBILITY APPRAISALSM
A feasibility appraisal is a
comprehensive analysis of data from available data sources to determine a
range of value estimate for lenders with refinance loan applications.
Within hours of a feasibility appraisal request, we will provide a faxed
range of value estimate with supporting documents. This service reduces the
cost with regard to processing time and site inspection fees, as well as
full appraisal fees, when it is determined that the property will obviously
not appraise for the desired loan. It is not necessary to specify the
expected value of the property. All feasibility appraisals are subject to
satisfactory site inspection and final verification of data. Call us today,
or use our online order
form and select "Feasibility appraisal" as the appraisal
format needed.
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